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Bank of India Credit Card Bill Payment Online and Offline

Bank of India Credit Card Bill Payment
Bank of India Credit Card Bill Payment


Bank of India offers a huge range of credit cards for everyone of which is intended to fulfill the necessities of different clients and simultaneously presents the best advantages. Moreover, to make things more helpful, BOI presents an online web portal for the cardholders that go about as an easy-to-understand stage to monitor credit card records and bill installments. It is mandatory to pay off your credit card dues timely as it will save you from huge interest rates and maintain the good health of the credit score.


The online and offline ways are the two ways that will allow you to clear the BOI credit card dues on time. Moreover, the cardholders can use any of the multiple platforms to clear their payment whether it is online or offline.

However, some of the payments incur a certain amount of service fee and some are free of cost.

Read More: IndusInd Credit Card Bill Payment

Online Payment Methods

Nowadays all cardholders have smartphones and they opt for the online payment method to save their time. There was a time when they have to stand in a queue at the bank to make payment. But as digitalization take over, the payment method becomes flexible.

NEFT Payment

This is a popular way of making online payment from the different bank account for your BOI credit card account. The National Electronic Funds Transfer (NEFT) will help you to transfer the amount from your other bank account to clear the outstanding of your Bank of India credit card. Here are the steps:

  • Visit the net banking dashboard of your savings account and include your Bank of India credit card in the beneficiary column.
  • Then you have to use the following Ifsc code of Bank of India BKID0000101. 
  • Here you have to give your 16 digit credit card number instead of the bank account.

After you have added your Bank of India credit card as the beneficiary, you are on to make the payment of your pending dues.

Billdesk

You can also use the third party platform to pay off your BOI credit card outstanding balance. This platform is Billdesk. Follow the procedure below.

  • Visit the following website to do BOI payment.
  • Here you have to enter your Bank of India credit card digits 2 times.
  • Then type the email and amount.
  • Choose the bank from the list to redirect to the net banking dashboard.

Offline Mode of Payment

The following are the offline mode of payment to clear the outstanding of Bank of India credit card.

Cash Payment

  • Locate the nearest Bank of India branch and visit there.
  • Then talk to the official to give you a cash deposit slip against your BOI credit card bill.
  • Once you fill in all the information related to your credit card, hand over the slip to the teller.
  • In return, you will get the payment receipt for future reference.

Cheque Payment

  • Another way to clear the BOI credit card outstanding is a Cheque deposit.
  • Again you need to go to the nearest BOI branch.
  • Write the cheque in favor of your Bank of India credit card.
  • Deposit the cheque in dropbox.


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